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Member Services

regular share clubs share draft money market IRAs CDs insurance
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Regular Share Account

  • A member must maintain a $5.00 minimum daily Share balance.
  • Share Accounts earn dividends from date-of-deposit to date of withdrawal.
  • Only six withdrawals or transfers are allowed per month without a service charge. This includes transfers to other credit unions, automatic transfers, or automatic withdrawals.
  • Dividends are compounded quarterly and credited to the account on a quarterly basis.

Christmas and Vacation Clubs, Secondary Savings Accounts

  • Dividends are compounded quarterly and are credited to the account quarterly.
  • No minimum is required to open either account.
  • Christmas Club funds are paid out the first week of October each year. You may request the funds stay in the account, transfer them to another account at the credit union or be mailed to you by a check to the address on file with the credit union.

Share Draft Account

  • Non-interest bearing account.
  • No minimum balance required.
  • No monthly service charges and no per check fees.
  • Automatic transfer of available funds from share (savings) to share draft account to cover insufficient checks presented daily.
  • Overdraft Protection line of credit loan is available to help guard against returned checks due to insufficient funds.
  • Duplicate copies of cleared checks may be obtained at the credit union or thru the use of E-statements with Home Banking.

Insured Money Market Account

  • A minimum balance of $2,500.00 is required to open a Money Market Account.
  • No more than three withdrawals per month are allowed on the account.
  • Minimum deposits are $250.00 and minimum withdrawals are $500.00.
  • The rate is subject to change weekly.
  • Dividends are compounded quarterly and credited to the account on a quarterly basis.

Individual Retirement Accounts

  • 12 and 18 month certificate of deposits are offered on IRA accounts with a minimum deposit of $1,000.00.
  • IRA Accumulation accounts--dividends are compounded and credited to the account on a quarterly basis.

Certificate of Deposit Accounts

  • CD accounts available starting at 30 days to 18 months with a minimum deposit of $1,000.00.

Safety and Soundness


All accounts are insured up to $250,000.00. You have the backing of the government with the National Credit Union Share Insurance Fund.



Types of Loans

  • Online Mortgages - Click Here!
  • New and Used Cars, Trucks, Boats, and Trailers
  • New and Used Recreation Vehicles, Motor Homes, and Campers
  • New Motorcycles, ATVs, and Jet Skis
  • Home Improvement Loans, Home Equity, and Home Equity Line of Credit
  • Single Payment Loans, Signature Loans, Vacation Loans, and Christmas Loans
  • Co-Maker/Guarantor Loans
  • Share and CD Secured Loans
  • Visa Credit Cards

  *Credit union may match some rates from competitors. Certain conditions apply.


Additional Services

  • Prepaid Visa Travel Card (replaces paper Travelers Checks)
  • Visa Gift Cards
  • Free Notary Public Service
  • Certified Checks
  • Money Orders
  • Wire Transfers
  • Direct Deposit
  • Visa Check/Debit/ATM Cards
  • U.S. Savings Bonds
  • Home Banking
  • Online Bill Payment
  • Automatic transfer from one credit union account to another to cover checks, loan payments, etc.

 

More Information
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Online Resources
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YOU ARE TREATED LIKE FAMILY
AND THAT’S THE WAY WE LIKE IT!



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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.                   Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
AGC Credit Union